Comments for 24 Hour construction Loans

Comment on Opt for a Housing Loan in India by HMT

HMT — Sun, 02 May 2010 04:39:59 +0000

You can claim deduc. u/s 10(13A), 24(b) & 80C all provided you have a valid reason for not staying in your own flat.
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Comment on Opt for a Housing Loan in India by Jss

Jss — Sun, 02 May 2010 04:37:59 +0000

For home loan interest and capital deduction, read http://mytaxes.in/index.php?topic=9.0.
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Comment on Opt for a Housing Loan in India by Shariq

Shariq — Sun, 02 May 2010 04:35:59 +0000

Yes ,a person can avail both , if he satisfies conditions of both the provisions.
For claiming exemption on HRA foremost condition is that the assessee should pay RENT, only then one can claim exemption from HRA u/s 10[13A] of the I T Act read with rule 2A of the I T Rule.If you pay rent for whole year , you can claim exemption for the whole year. If you have paid for part of the year , you will get even then exemption.
Deduction of interest on loan is allowed only in three case
Tthe property is given on rent.
The property is self occupied
The property could not be self occupied on account of service/occupation, one can not live in the house.
So in case , you have taken loan for a house or flat which is not given on rent and which is also not self occupied for any reason and if that reason is not related to occupation, as per the law , you will not get deduction of interest of loan. This however is an exception.
If you have self occupied the house during the year and also paid , for some reason HRA for the whole year, you will be allowed exemption on HRA as well as the interest from the month you self occupied the house.
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Comment on Opt for a Housing Loan in India by ZPat123

ZPat123 — Sat, 01 May 2010 23:33:45 +0000

Tax benifit on Housing Loan India?
I have bought a house on Housing Loan. The house i bought is let out . If i am paying rent in the house i am staying could i claim both income tax benifit on the housing loan i.e interest paid and principal amount and also HRA exemption on the housing rent i pay?

Comment on Mortgage Glossary by mazziatplay

mazziatplay — Fri, 30 Apr 2010 09:14:59 +0000

I have one I prepared as a hand out for a first time buyer’s seminar I did. YOu can email me and I will send it to you.
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20+ years as a direct mortgage lender

Comment on Mortgage Glossary by wizjp

wizjp — Fri, 30 Apr 2010 09:12:59 +0000

http://www.foreclosuresmass.com/help/view/glossary

http://www.alta.org/consumer/glossary.cfm
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Comment on Mortgage Glossary by Mohammad Yaseen

Mohammad Yaseen — Fri, 30 Apr 2010 04:10:52 +0000

glossary for mortgage, title and lending companies?
Hi, I have many term(words) about the above mentioned business for instance bundle & simultaneous rate etc etc.. Can any one please inform me of a site/link that help me learn in detail about these terminologies. I would appriciate your kind help. Sincrerely,

Comment on Getting On The Property Ladder by rsriram_1999

rsriram_1999 — Wed, 24 Feb 2010 15:53:59 +0000

yes provided you find a good partner and have a written agreement detailing all possible situations
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Comment on Getting On The Property Ladder by hakolar

hakolar — Wed, 24 Feb 2010 10:51:18 +0000

is shared ownership a good step to getting on the property ladder?
I am looking for people to share their experiences on shared ownership in United Kingdom. What are the advantages and disadvantages? Is this the right step to take getting on the property ladder as a first time buyer?

Comment on Is it Worth Self Building Your Home? by Keeping It Real...

Keeping It Real... — Wed, 24 Feb 2010 05:02:59 +0000

Maybe you don’t satisfy her like you use to.. If you do then you two need to seek some marriage couseling. There is no reason for your wife to be acting like that. Some women get married for all the wrong reason. To her friends she probably looks like the perfect wife. She doesn’t have to work, has nice things and a wonderful husband but deep down your wife could be miserable. She isn’t doing her wifely duties and if you stepped out on her she would be so devestated and probably even confused asking herself what did I do wrong. Seek some couseling and communication is a must at this point.

It is time for the baby to go in her own room ASAP. She spends all day with the baby so it will not hurt her if the baby sleeps in her own room, she is using the baby so that she doesn’t have to be intimate with you. I am guessing she will keep the baby in the bed until she graduates high school.

Finacially you can afford a babysitter to sit with the baby while you and her go out on the town. She needs to put the baby on a schedule that fits the two of you. When you get home the baby can be napping and that gives you and her time to play around. She is doing her wifely duties by taking care of the house and child and you’re doing yours by working at least you two can get together and enjoy each other.

Why don’t you change up your activities. Don’t give her all the attention you’re giving her. Treat her the same way she is treating you. Sometimes actions speaks louder than words. Invite her out on the town and if she turns you down go out anyway eventually she will get tired of you leaving her alone and she just might get her stuff together. You have to get her attention without saying anything.

FYI you and your wife comes first and then your daughter. If you and your wife don’t put yourself first eventually your daugher will come last. If your wife continues acting the way she is it is going to eventually put a strain on the relationship and your daughter will be the one hurting in the end.
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